4 Reasons (That You Will Actually Care About) Why Millennials Should Own A Home

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Before you start with the “BUT I’LL NEVER OWN A HOME I’M POOR AND CAN’T AFFORD A 20% DOWNPAYMENTTTT BC APPARENTLY I EAT TOO MUCH AVOCADO TOAST” – let me just stop you right there, friend.

You can buy a house with as little as 3% down, and it’s shocking to me that no one seems to know this, because it makes homeownership so freaking attainable for our generation.

Seriously – if anything below this sentence resonates with you, call me, text me, send a smoke signal, and we’ll get you in touch with a lender who can check out your options and at least give you an informed opinion (fo’ free, obviously).


If you’re in the real estate world, you can’t NOT be bombarded with articles about why we Millennials should buy houses, what we want, and what realtors can do to win our business. It’s exhausting, especially as a Millennial.

So here are a few reasons we should all actually consider becoming a home-owner, from the perspective of an actual Millennial.

1. It’s a guaranteed, no-fuss investment.

Unless you dream about the red and green crawl of numbers at the bottom of the news, it would likely take a solid amount of stress, brainpower, and time to make yourself a killing in the stock market. You have to make sure to keep an eye on your investments, mitigate market fluctuations, and do things like “diversify“.

To make big bucks in real estate, literally all you have to do is buy a house, and then sit in it for 30 years. Even if there are ups and downs in the market, over such a long period of time, you’re going to be pretty much SET. (Plus you’re saving money with SERIOUS tax deductions the whole time, yo!)

2. Set yourself up for a dope retirement.

Personally, I would love to retire at a reasonable age and travel the Mediterranean, Airbnb-ing until I keel over. Or maybe spend my golden years chilling on a cruise ship with all my besties.

When you’ve owned a home for your entire adult life, chances are, when you sell it in order to downsize for your retirement, you’re going to walk away with a bunch of money in your pocket. You can therefore commence the Golden Age with a significant amount of financial security.

3. It’s YOURS.

Ever want to mount a TV, change out the flooring, or knock down that totally unnecessary wall between the kitchen and living room?

If you’re the home improvement-type, you can home-improve to your heart’s content when you own your own home. Yes, that also means that when something goes wrong, YOU have to be the one to fix it. But at least you won’t be sitting under a leaky roof for six months while your landlord finds the absolute cheapest handyman to come do a half-assed repair job.

4. Do it for the kids.

Next to saving for college and dropping them as little as possible, buying a house is probably the best thing you can do for your offspring.

It is a built-in, fool-proof inheritance, and a nest egg you don’t even have to think about while it just becomes worth more and more than you paid for it. You’re welcome, Junior.

* All gifs from giphy.com.

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